THE AFFORDABLE CARE ACT OF 2010 or OBAMACARE
by Dr. Lawrence Wilson
î March 2010, L.D. Wilson
Consultants, Inc.
In March,
2010, The US Congress passed a 2700-page law to supposedly improve medical care
in America. Not one Republican
voted for it. Also, a number of
senators and congressmen admitted they had not read the law before they voted
for it.
Some who
signed on to this legislation did so with a good heart, believing this bill
will really help America. I do not
question their motives, but only their judgment.
This article
is not intended to be partisan. It
is just the opinion of one who has worked in the health care field for over 35
years. I believe this law is one
of the worst pieces of legislation ever devised. Here is why:
PROBLEMS
WITH THE HEALTH LAW
1. Unconstitutional. No matter what the Supreme Court of the US says about
it, this law is completely contrary to the principles and spirit of the US
Constitution and everything America stands for. America was founded on principles of choice and voluntarism. This law forces the people to buy a
product, even if they donÕt want it.
If the
law is considered a tax - and it definitely contains many new taxes - it
originated in the wrong house of Congress, and should therefore be thrown out
for this reason alone. For other
constitutional problems with the law, please read The Recent Supreme Court Decision On Obamacare
on this site.
2. Mainly about control of the population, not
about health care or student loans.
This law is almost pure
top-down, command-and-control economics.
Everything will be run from the top down by bureaucracy. Power and responsibility are taken away
from the people, and turned over to a government bureaucracy.
This is not only contrary to the spirit of
America, but it doesnÕt work well at all.
There is simply no bureaucrat who is smart enough to know what each
American needs in the way of health care.
3. Promoted totally dishonestly. The president said repeatedly you will be able to
keep your doctor, and you will be able to keep your current health
insurance. These were both lies,
and he knew it.
These issues are at the center of the
health care system, so these were not just small lies. They were huge, deliberate deceptions
designed to get the law passed over the common sense objections of the American
people.
4.
Financially, it is totally irresponsible. ALL government health programs around the world cost much
more than private systems, and most in America have exceeded their projected
costs, often by 100 times or more.
Medicare and Medicaid in America fall into this category.
This program
is no exception. It has greatly
increased the cost of medical care, with very few, if any benefits (2016).
Government
welfare programs, which this is, are always astronomically costly and
inefficient.
5. Further entrenches the drug medicine monopoly or
cartel. The drug industry and the AMA support this
law. This means the drug medical
system and the drug medical cartel will continue to control medical care.
They are looking forward to
enrolling millions more Americans into drug medicine, even though much cheaper
and better alternatives exist in natural health care.
6. Sickening. Because this program
enrolls more people into the drug medicine system, it will increase the numbers
using toxic drugs, vaccines, and the rest of the toxic brew that is today
allopathic medical care. More
drugs and vaccines will make Americans even more ill.
Alos, there is a definite benefit to controlling oneÕs one health care,
rather than having a government bureauracy in charge. Legislation such as this one that reduces a personÕs control
over his or her life tends to have a sickening effect.
7. Worsens medical care by discouraging innovation
and the profit motive. Although I wish it were not the case, the profit
motive is an excellent way to motivate people to discover new healing methods,
new operations, new products and other innovations to improve our health. Taking away this motive by expanding
the governmentÕs hold on health care is harmful for innovation.
8.
TYRANNICAL. Tucked away deep in this bill are clauses that empower hospitals to
literally detain anyone who does not follow their doctorÕs orders in a
hospital.
This
is not America, folks. But it is
happening because too few people question it, and it was passed
dishonestly. I would stay out of
hospitals as much as possible.
Fortunately, nutritional balancing can help many people avoid hospitals.
THE
MAIN ARGUMENT AGAINST THIS BILL
Whenever
the US government takes over a function that can be done by the private
economy, it always costs far more than if it is managed by the private economy. This is not speculation, but rather a
matter of fact that has been studied extensively. Yet, this fact is not being told to the American people by
the proponents of this legislation.
All the
reasons why government-run health care is far more costly than privately-run
programs are explained later in this article. However, the people are being sold a false bill of goods
when they are told it will save money.
It never saves money to have the government Òcut out the middlemanÓ and
run a program, whether it is Medicare, Medicaid, the post office, Amtrak or any
other government program.
Therefore, a major practical objection to this bill is that it will be
outrageously costly and wasteful, no matter what the Congressional Budget
Office or anyone else claims. This
is a matter of history, and there is absolutely no reason to believe that this
new law will be any different in this regard.
CONSTITUTIONAL ISSUES
Article I,
Section 8 of the US federal Constitution spells out the major powers that are
delegated from the people and the states to the federal government. Health care and administering student
loans are not among these functions.
In other words, the founders, who studied government very deeply, felt
that health care is best handled by the private sector.
The founders
were guided by a simple principle, which is that power corrupts and absolute power corrupts absolutely. This means that if a function in
society can be handled locally in a decentralized manner, it is always
best. Some functions must be
handled at the national level, such as making treaties with other nations and
raising an army. Health care, however,
is a very personal matter, so why would we centralize this function?
Health care
is also very important and turning it over to a large, distant, powerful
bureaucracy invites fraud, corruption, snooping on peopleÕs private
information, and concentrating great power over the people by the
government. It is perhaps not a
coincidence that one of the first acts of many dictators such as Stalin in
Russia, Bismark in Germany, and many others was to establish a government-run
health care system. It makes the
people far more dependent upon the government and gives the government much
more life-and-death power over the people. Many naively think that this time will be different,
somehow. Evidence from existing
programs such as Medicare, Medicaid, the Massachusetts experiment in medical
care and so on prove otherwise. So
this new law goes totally against the principle upon which our nation was
founded, namely a limited, constitutional government.
Other
constitutional issues that will be decided in courts of law include:
1. The bill
forces the states to raise taxes and carry out the wishes of the federal
government, or the states will lose 100% of their Medicaid funding. This is simple coercion.
This is also
called an unfunded mandate. This means the federal government
forces the states to do something, but does not provide the millions of dollars
to carry out the mandate.
Hopefully, this will be found to violate the 10th Amendment
to the federal Constitution. This
Amendment reserves to the states and the people all powers not delegated to the
federal government.
2. The law
force all the citizens to buy a product (insurance) from a private company just
to exist. This is wholly
antithetical to our founders vision for America and our Constitution. It is not like car insurance, which
comes with the privilege or driving.
This bill forces people to buy a product not of their choice just
because the person is alive. This
has never happened before.
WHAT
IS THE GOVERNMENTÕS TRUE ROLE IN HEALTH CARE?
The
US Constitution states that the role of government is to protect individual
rights. This is the main purpose of government,
according to our founders. It
involves protecting basic rights to own property, and to ensure the enforcement
of private contracts between individuals, judge disputes, and assure freedom of
speech, freedom of the press, freedom of religion, the right to bear arms to
protect oneself and oneÕs property, and other freedoms.
It is
important to note that this costs the taxpayers almost nothing, and it requires
a small government that is not oppressive to the people. It is the system that built America to
be the envy of most nations of the world.
Technical names for this type of system are a republic, the rule of law,
a free market economy and capitalism. These words simply mean that people are free to contract
with others for services and goods, and people are free to manufacture items
and offer health and related services to others without restrictions. Of course, if a product or service
harms another, one is liable under standard criminal laws against fraud,
negligence and misrepresentation, among others.
What
is social justice? The president
and most Democrats think that government should change its role. Instead of protecting the citizenÕs
right to make his own health care choices, the government should redistribute the health care goods and
services to make sure that everyone gets the same health care. In other words, the role of government
should not be to protect the individual and his rights. The role of government should be to
even out all the inequalities of life so everyone gets the same goods and
services.
This is a
completely different philosophy of government called progressivism, socialism,
social justice, communism or Marxism. It is sometimes also called the cradle-to-grave welfare state. This type of economy is also called a command-and-control economy. This philosophy has crept into America
over the past 100 years or so and sounds very nice. It is important to understand that this health care ÒreformÓ
is an attempt to switch America over to this command-and-control system of
health care delivery. The process
of changing America has been a slow one that started in earnest with Medicare
and Medicaid and has just kept progressing since then.
Problems
with command-and-control economics or top-down economic policies. These
include:
1.
HIGH COST
This is what
brings down all command-and-control economies. There are at least a dozen
reasons why this is so:
1.
The need for large, costly bureaucracies. To
run a government health care program requires a huge, costly bureaucracy. Thousands of public servants must be
hired to figure out each personÕs health needs and determine which treatments
and how much of each are best for each person. Bureaucrats are also needed to send out bills and collect
the many taxes and fees to pay for the system. New bureaucracies will evaluate drugs and treatments, and
another new one will police the people to make sure they all buy the right
health insurance. The new bill
mandates hiring 16,000 new IRS agents (this will expand the size of the IRS by
over 30%) in order to police the citizens who will be forced to buy insurance
or pay a fine to the IRS.
Bureaucrats
are also needed to police the doctors, the hospitals, the laboratories, the
device makers, drug companies and everyone else in the system because fraud and
abuse always abound in government
programs administered from far away.
It is simply difficult to make sure everyone plays by the centralized
rules. More people are needed to
process all the paperwork or electronic safeguards, to figure out the budgets,
and to evaluate all the medical treatments. Also, government workers are unionized and receive generous
pay plus a lot of benefits. This
all costs a fortune. None of this bureaucracy is needed in a
free market health care system.
It means
that with a government-run program, much more of the wealth and talent of the
nation is spent on bureaucrats and paperwork, and much less is spent on
innovation, science, technology, and patient care. So it is a financial drain as well as a drain on the human
resources of the nation. This is
always what ruins government command-and-control economies.
Every
government health program has far exceeded its projected costs. This is the most essential knowledge that must be shared. Medicare and Medicaid today each cost
over 100 times what they were projected to cost. Massachusetts set up a ÒuniversalÓ health care system
similar to this federal legislation.
Within only about 4 years, it is already about 10 times over
budget. The idea that this
ÒreformÓ will save money is laughable.
It makes no sense that we must spend almost a trillion dollars to save
money, for example.
2.
Government entitlements set up perverse incentives. ÒGivingÓ
people health benefits without charge or at an artificially low cost sounds
very nice, but creates the following perverse incentives:
á
People have less incentive to take care of their health
because they are told they will be taken care of no matter what they do. In fact, they have an incentive to
abuse their health. Only then they
can collect a health ÒbenefitÓ, while those who care for their health receive
nothing from the government. This
creates worsening health, which costs much more money.
á
If services are very low cost or ÒfreeÓ, people overuse
them. This always happens and
sends costs through the roof.
á
If goods are
perceived as free, people do not respect government property as much as if it were
their own and they had to pay dearly for it. This also raises costs greatly, at times.
á
Cheating and
fraud increase with such programs because people figure it is just government
money, and there is plenty of it, so it wonÕt hurt a little to cheat when
filling out forms and so on. With
a free market program, everyone is watching his own pocketbook.
3.
Lack of open markets and transparent pricing. This may not seem important for health care, but it is very
essential. Health care, like every
other human endeavor, is a constantly evolving industry with new innovations
being tried and used every day.
Markets and pricing function as ways that consumers, doctors, hospitals
and everyone involved in health care evaluate and learn about the potential
benefits of all the new innovations in technologies, therapies, delivery
systems, computer systems, and so forth.
American and
European medical care systems are already quite divorced from market principles
and transparent pricing. This
legislation further destroys this essential information-sharing process.
The
legislation claims to compensate for this by setting up a number of new
government boards and agencies to evaluate medical care methods and
technologies. Instead of relying
on markets and transparent pricing, which the government cannot control, a
government committee sitting in an office in Washington DC will evaluate
thousands or perhaps millions of new treatments, new products, new devices, new
delivery systems and so on. This
has been tried many times in other nations. It simply does not work well. No one is smart enough or up to date enough to evaluate new
ideas from afar. Such evaluation
is much better done by the free market, by new companies that will spring up
and try to promote a new treatment, for example, or a new product. As a result, innovation decreases and
money is spent unwisely for unproductive, unsafe and ineffective methods when a
government committee makes all the big decisions.
3. Taking away Òthe hidden hand of
the marketplaceÓ. Free markets have some wonderful hidden
qualities. This was written about
by Adam Smith, for example, in his book, The Wealth Of Nations. He observed that wherever free markets
were allowed to operate, the wealth of the nation increased. Meanwhile, whenever command-and-control
economics was used, the nation became poorer.
Not only are free markets the best to care for most
human needs. In addition,
unexpected benefits occur when people are free to build businesses, share
research among themselves, and associate and contract freely among
themselves. They find innovative
solutions to human problems that are completely unexpected.
Top-down, government-controlled economic systems
forbid or restrict with taxes this kind of interaction between people in the
society. As a result, many
innovations simply are not brought forth and the entire society suffers as a
result.
4.
Incompetence. Turning administration of the health care or any business
to bureaucrats again sounds fair, but usually the type of people who work in government are not the brightest,
most heard-working and most honest, in most cases. This is because government jobs are boring, for the most
part, and very secure. This
attracts those who value job security and good benefits, rather than the
brightest people.
Many of the
more intelligent, more independent thinkers and innovators do not like the
regimentation and boring nature of bureaucratic jobs. They want to control their own business, so they are often
found in the business world, not in government.
This is
unfortunate, but true. As a
result, the decisions that are made within bureaucracies are usually not the
wisest and most far-sighted and intelligent ones. This wastes lots of money and often results in disastrous
policies and practices.
5.
WASTE, FRAUD AND ABUSE ARE ALWAYS FAR WORSE WITH GOVERNMENT-RUN PROGRAMS
There are
several reasons for this:
á
Managing people and resources from far away makes oversight
far more difficult. Markets operate
locally, so there is much easier oversight.
á
Bureaucracies are easy to cheat by just filling out
paperwork incorrectly. There is so
much paperwork with many of these systems, that literally millions of dollars
can slip through unnoticed.
á
As explained
above, bureaucrats are usually not the brightest people, so they are more
easily corruptible and can be manipulated more easily. Sadly, the bigger the government
bureaucracy, usually the easier it is to control for special interests.
á
Many bureaucrats
are most interested in keeping their jobs and in Ònot making wavesÓ. For example, if money is being wasted,
they have little incentive to report it and do something about it.
á
Bureaucrats
often do not work very hard. In
part, it is their personality. In
part, it is because they are generally unionized and their contracts demand
that they not work too hard. Most
of their contracts also make it very difficult to fire them if they do a poor
job. In fact, federal workers in
America cannot be fired for incompetence unless it is very extreme. They are just ÔtransferredÕ, where
hopefully they do less harm.
á
It is hard to
shut down a corrupt or inefficient government agency. If a private business is poorly managed or makes poor
decisions, it will fail and go out of business. If a government agency such as the Medicare is inefficient
or wasteful, which it is, it just requests more money and most of the time it
keeps right on doing things the same old way. The US Postal Service is a good example. Amtrak is another one.
For all
these reasons, which, added together is a lot, government systems are riddled
with fraud, waste and abuse. It is
far worse than private companies in most all cases.
6.
CORRUPTION IS A HUGE PROBLEM IN ALL GOVERNMENT PROGRAMS
By
definition, when the government administers a function in society, it become
politicized. This means that a call from a Congressman causes people to jump
and respond, often bending the rules to favor this political group or that one. It also means that one administration
favors one group or one service, while the next one favors someone or something
else. This creates instability,
inefficiency and often downright stupidity.
This fact is
sometimes called patronage, in which
whoever is elected must Òpay backÓ or patronize those who elected the person or
the party in power. It is
inevitable in government-run programs of all types.
Bribery,
intimidation and other types of corruption are also much easier in centralized
programs. This is one reason that
big business, unions and other lobbying groups love government programs. These programs are simply easier to
infiltrate and control for their own purposes.
For example,
in America, the Food and Drug Administration controls all the drugs, foods, and
medical devices. This agency is
relatively simple to infiltrate and corrupt compared to the way it was before
the days of the FDA. In those
days, prior to 1906, hundreds or even thousands of private companies and even
individuals offered foods, drugs and medical devices. It was a free market that was controlled by the criminal
laws against fraud and negligence, among others. It was very difficult, if not impossible, for special
interest groups such as the AMA or the drug companies to bribe and intimidate
thousands of companies in order to promote their own products and keep others
out of the marketplace. But it is
simple to control a small agency that has total control of the food and drugs
in America.
This is a
very important reason why many forces in society want government-run
programs. Unfortunately, most
societies, including all in Europe and now in America, eventually succumb to
pressure from these powerful lobby groups. The push to set up government-run programs is not to help
the public, as we are told. It is
to make the industry far more easily controlled and corruptible by special
interests.
7.
THE ONE-SIZE-FITS-ALL PHILOSOPHY OF HEALTH CARE IS INEFFICIENT AND OFTEN STUPID
PeopleÕs
needs are individual. Many types of
health care are available such as vitamins, nutrition, homeopathy, herbs and
others. However, a government
program can never offer anywhere near all of them the way a free market always
does.
For one
thing, the bureaucrats are usually unaware of all the options, especially since
they change on a daily basis. More
importantly, special interests, such as drug companies, lobby, threaten and
bribe the FDA and other agencies to make sure the government only covers their
particular services.
As a result,
the health of the American people has declined significantly over the last 50
years. This new bill will give 30
million more people ÒfreeÓ toxic drugs, and thus ruin more peopleÕs health.
8.
GOVERNMENT-RUN PROGRAMS ALWAYS DISCOURAGE CHARITY
Government
programs for the poor, the sick and the elderly in society always discourage
and compete with private charity.
Usually, the charities go out of business because they can no longer
raise enough money. More of
peopleÕs money is forcibly taken from them in taxes and other fees to pay for
the government programs. Also,
people feel they have already ÒgivenÓ in taxes, so they are less inclined to
support other charities. This is
happening in America today as a result of much higher taxes, especially on the
middle class, who give the most to charity.
One might
say that this is okay and we donÕt need charity any more since we have
government Òsafety netsÓ. However,
learning charity is very good for both the donor and the recipient. It is a virtue to be unselfish and to
learn to help others. This is why
most parents encourage this in their children, for example. So government programs discourage this
very virtuous activity.
In fact,
private charities handle money much better than government bureaucracies, but
that is another story that is not exactly on this topic.
9.
Government programs discourage entrepreneurs. Having many
government-imposed rules, regulations, taxes and other fees greatly discourages
entrepreneurship. This is a unique
human skill to see a problem and figure out a solution for it. It is the mark of an intelligent
person. An intelligent society
will encourage this behavior, and a capitalist and free market society does
just that, as entrepreneurs are rewarded well in these societies.
Entrepreneurs
are a unique breed of people who are usually a little selfish, but are willing
to share their insights if the incentives are right for them. When a government takes over an
industry such as health care or any other, this strongly discourages entrepreneurial
activities. Most bureaucrats do
not like entrepreneurship. They
prefer the old, well-known solutions that they can understand. They donÕt like newer systems, newer
products and new types of services they canÕt understand. So they often forcibly discourage new
ideas and new ways of doing things that are not in their rule books.
Entrepreneurs are in some ways the life
blood of the economy.
They are often the brightest, free-thinking people who can solve the
tough problems in unique, new, unconventional and unusual ways that move a
society forward in its evolution.
Discouraging
them leads to disaster in most cases.
The free thinkers move away to other nations that are more friendly to
them, even if they have to escape in the middle of the night. America has benefitted greatly because
talent has come to America, not elsewhere.
Wherever the
entrepreneurs land, that society becomes more advanced with better
communications, better medical systems, better weapons and more intelligent
systems that overtake and conquer the stupider, older bureaucratic
nations. This occurred in the
Soviet Union, for example, and even in Nazi Germany, another command and
control socialist society.
America may
now be slipping as she embraces political correctness, social justice and
socialism that only cares about Òleveling the playing fieldÓ and
Òredistributing the wealthÓ instead of stressing excellence, intelligence,
talent and entrepreneurship. These
and other human qualities are not distributed evenly in the population and
cannot be ÒequalizedÓ. They can
only be appreciated and developed in each person as much as possible.
This is the
key difference between a capitalist free market health care system and a
socialist system that only seeks to equalize all the people. Planet earth needs talent, not
equality. This may sound cruel and
heartless, but I urge the reader to reconsider. Talent and hard work bring prosperity, and there is a spreading effect that is mistakenly
called the trickle down effect. In
other words, as people who work hard become wealthy, they hire others, which
spreads the wealth much further.
The ones they hire are those who are willing to work hard as well. They, in turn, hire others to clean
their homes and so on and the wealth effect spreads rapidly.
Is this
system perfect? Of course not.
However, it works well and certainly works better than taking money from
the productive people by force and giving it to the poor who often do not spend
money wisely. I know some will
disagree with this, but I challenge them to show me a single case where
equalizing all the people has worked well. It can only be accomplished by force and by discouraging the
bright people. This is not helpful
at all. Far better to encourage
and reward the bright and harder-working people - and everyone will
benefit. Because this is a very
controversial topic, I will give just one simple example.
Thomas
Edison invented the light bulb. We
can get angry with him because he made a lot of money with his invention. Or we can realize that his simple
invention transformed the world and greatly increased the wealth, the comfort,
the health and the safety of billions of people throughout the world. Should we punish the Thomas EdisonÕs of
the world, or would it be better to encourage them and allow them to become
rich when they actually enrich the lives of billions of other souls?
There are
millions of similar examples that could be cited, but the principle is
identical. Is it better to punish
the smart, creative people who help us all and make money in the process, or is
it best to encourage the entrepreneurs and the hard-working inventors and
innovators by allowing them to keep the fruits of their labors when they
benefit all of us?
The bill has
many other flaws:
RUINING THE HEALTH
INSURANCE INDUSTRY
A big
selling point of the new bill is that it forces health insurance companies to
cover pre-existing conditions.
Both Democrats and some Republicans keep on mentioning this Ògreat
stride forwardÓ. However, it is quite
insane if you think about it.
Why buy
health insurance and pay for it month after month if one can wait, pay a small
fine to the IRS, and just buy insurance when one develops cancer or has a heart
attack?
Also, no
insurance company can stay in business for long if it is forced to cover all
pre-existing conditions. This is
like forcing car insurance companies to cover you even if you decide to buy
insurance only after your car is in a wreck. It is simply insane.
Measuring risk and making decisions about it what insurance is all
about.
In fact, I
would contend that forcing insurers to cover pre-existing conditions is
unconstitutional, because it regulates or dictates the most important aspect of
a business that the business must control to make ends meet. Most people will not see it this way,
however.
What
to do with those who cannot afford or meet insurance requirements. First of all, medical care
prices are so inflated that if a free market were permitted, prices would drop
drastically. I know this simply by
comparing the prices back in the days when America had a free market
system. In this case, a lot of
insurance would not be needed.
Somehow people survived and prospered for over 120 years in America
without the entire idea of health insurance. Maybe we should investigate how they did it.
I read that
the first American health insurance company, Blue Cross, Blue Shield, was
started by doctors who wanted to keep their hospital beds filled. It was not started by consumers trying
to protect themselves. Health
insurance thus needs much more scrutiny.
In the past,
people belonged to private welfare societies and community health
associations. These were outlawed
by the powerful AMA in the 1920s.
These societies protected people in the event of an expensive illness,
for example. This is a far better
solution than insurance as it is set up presently. Also, todayÕs health insurance might work better if it were
not regulated by the government, which means thoroughly infiltrated by specifal
interests who force insurance companies to pay for all sorts of costly
procedures. I would love to have
the option to decide what procedures I want my insurance to cover, but I donÕt
have that option in America. So
the health insurance industry is not serving the people, but rather it often
serves other interest groups who have infiltrated the government regulatory
commissions.
A BLOW FOR HEALTH FREEDOM
The new law forces all Americans to:
1) Buy
health insurance even if one does not want it, and
2) Forces
people to buy only a government-approved insurance policy. In other words, you canÕt start your
own ÒholisticÓ insurance or any other kind of insurance. One must buy what the government
ÒmandatesÓ or forces on the people.
It includes insane things such as that men and older women MUST BUY maternity coverage, although
they will never use it.
Health
insurance is already terribly over-regulated and rigged by politics to cover
whatever the lobbyists can get away with.
For example, I just received a notice from my health insurer that a new
law is now forcing them to cover me if I want an elective hysterectomy. Besides the fact that this does not
apply to me, I donÕt want insurance companies to be forced to cover this or
that procedure. I would like to
make those decisions myself as to what I want covered.
The new law
is thus a serious blow to your health freedom by forcing even more insurance on
people and forcing more rules on health insurance companies. Meanwhile, it will have the effect of
forcing more drug medical care on the entire population. It will also raise the cost of
insurance drastically for a number of reasons, the main two being taxes on
insurance and insurance companies and forcing insurers to cover pre-existing
conditions.
NO
PRIVACY AND VIOLENT AND OPPRESSIVE GOVERNMENTS DEMORALIZE AND FURTHER SICKEN
THE CITIZENS
The Fourth
Amendment to the US federal Constitution assures the people that their private
papers will be safe. A large
government that must collect a lot of information and keep track of the people
constantly in order to ÒmanageÓ them properly is necessarily intrusive and
oppressive. No privacy can be
allowed, because then the bureaucrats might not make the right decisions.
In addition,
in order to ÒequalizeÓ the health care and other things among the people, the
government must find out just how much money everyone has so they can take the
wealth from those that have Òtoo muchÓ and turn it over to those they feel do
not have enough. This can only be
done at the point of a gun because no one willfully gives their hard-earned
money to the government without the use of force. Thus command-and-control or socialist nations are always
inherently violent in their methods and design.
Which
system is worse? Interestingly,
those who favor social justice believe that capitalism and free markets are
violent and unfair. They are right
to a degree, in that some people may be denied care if they cannot afford it. These people must then turn to charity
or other options for their care.
However, in
trying to remedy the problem, the social justice advocates donÕt realize that
their solution is much worse. The
reason is that the latter is terribly wasteful, as explained above, and it is
faceless. In other words, at least
in a market system, if you need an operation, for example, and do not have the
funds, you can bargain with the surgeon in person. If that doesnÕt work, you can approach another surgeon and
do the same thing. Perhaps you can
trade your carpentry services for the operation. In other words, the system is very flexible.
In contrast,
in a bureaucratic command-and-control system, there is much less
flexibility. Everything is done by
the Òrule bookÓ. There is no
provision for creative bargaining, as there is in a free market setting.
Also,
individuals are not in control of the system. Instead, the government bureaucrats usually have their
ÒfavoritesÓ. For a while it may be
the Hispanics, or black women, or someone else. If you are lucky, you are in a
favored group or you are often out of luck. Bureaucrats often need to feel important, so many of them
act heavy-handed and can make life miserable for those they control. While this can happen in free markets
as well, it is rarely as bad and at least one has the option of going to
someone else if one person is not helpful. This option is taken away in command-and-control economies,
which this health care bill effectively creates.
Living under
these conditions tends to demoralize the people, destroys their initiative,
angers the people, and this further damages the peopleÕs health, further
raising costs and straining the health care system.
OTHER
PROBLEMS IN THIS LEGISLATION
Those
in favor of this ÒreformÓ say the bill will be paid for in new taxes, mostly on
the wealthy people. This is often
not a wise idea, however, since it is the wealthy people who create most of the
jobs in the nation. Poor people do
not create jobs, as a rule, because they donÕt have the means. Jobs are very important right now, so
taxing the wealthy is probably another bad idea.
Also, sadly,
if you tax the wealthy and the hard-working Americans too much, they simply
pick up and leave the country.
They have the means to do this and they take their talent and their
money somewhere else where they are not taxed as heavily.
New
corporate taxes will hit the poor people the hardest. Proponents say that the new taxes to pay for the program are
on corporations, and that poor and middle class people will not be taxed. This is just a lie. When one taxes corporations such as
drug makers, hospitals or others, the company must pass along the tax to its
customers. This means that
EVERYONE IS TAXED. The poor are
hit the hardest because it is not a progressive tax – it is the same for
everyone. I do not understand why
Americans do not see that taxing corporations is a regressive tax that hurts
the poor and middle classes the most. Corporate taxes are just a way to hide
the taxes so the people canÕt see them.
For example,
people do not realize that up to half the price of many goods today goes to pay
alls sorts of taxes to the state and federal governments. The taxes are just hidden in the retail
price of the product or service.
The legislators are far too cowardly too just tax the people, so they
tax corporations that must just pass the taxes on to their customers –
you and I – in order to stay in business.
Thus this
legislation is filled with fiscally irresponsible ideas.
IS THERE ANY NEED FOR
THIS BILL AT ALL?
In my view,
the answer is no. The real need is
for a new health care system. It
must be based on prevention via diet, lifestyle, clean drinking water (not tap
water) and other simple concepts that build health. Little or nothing of this kind is in the new law.
Next, a sane
health care law would use simple, inexpensive, natural healing methods first,
before it permitted drugs and surgery which are far more dangerous and
costly. The bill contains nothing
like this.
If this were
done, the peopleÕs health would improve, the cost of services would be billions
of dollars less, and the system would be safer and thus have fewer legal
problems and less need for costly Ôdefensive medicineÕ.
I believe
the idea of Òsolving health careÓ using the old drug medical methodology, the
old employer-based method, and the old force-the-people-to buy-insurance method
is futile, outdated and can never work.
It is like figuring out how to move goods by horse and buggy when one could
use airplanes and railroads to transport them.
A sane
system would stop frivolous lawsuits against doctors and hospitals. This is called tort reform. The Republicans in Congress wanted it,
but the trial lawyers support the democratic party the most and opposed this
simple, sane reform.
A sane system
would allow people to buy insurance of many kinds, across state lines, without
massive government ÒregulationÓ telling the insurers what they must cover. This would allow much more innovation
in insurance. This simple, bright
idea was also rejected.
WAS THERE A MARKET
FAILURE?
An important
rationale for this bill is that the free market just did not work. America, they say, had a privatized
health care system and it was too costly and not doing the job.
In fact, America
has not had a free market health care system for over 100 years. When she did, for her first 130 years,
America was the healthiest nation and costs were very low.
The free
market in health care services was destroyed by the AMA in 1910-1920 with the
Flexner Report and the passage of the medical licensing laws in every
state. I have written about this
disaster in other articles.
Even after
1920 or so, costs stayed fairly low in America until around 1970. This was when America turned to pure
socialized medicine and passed Medicare for the aged and Medicaid for the
poor. These replaced free market
solutions for the poor and the elderly, which were working fine.
Now those
government programs are bankrupting the nation. Yet the new bill proposes adding millions more people to the
same failing Medicaid program!
So the real failure is the socialized
medical programs and the cartel control of medical care by the drug doctors and
the drug companies who basically have control of the FDA and many other parts
of the current system. This will
not change one bit with this new legislation.
In fact,
other nations with socialized medical care such as Canada and several European
nations are scrambling to re-establish ÒcompetitionÓ to try to hold costs
down.
A
BILL THAT IS FULL OF PORK AND LACKS THE SUPPORT OF MOST AMERICANS
The new
2700-page bill is loaded with special deals for certain people and
districts. This is called pork
barrel legislation. The bill
contains billions of dollars of basically bribes that had to be given to
various Congressmen and Senators in order to pass the bill.
Also, the
bill is 2700 pages long and few, if any members of Congress even read it.
This is bad
policy and pure corruption. The
American people are sick and tired and I hope, furious about of this style of
politics. The president promised a
Ònew toneÓ, but this is the same old thing, only on the largest scale ever, by
far.
The new bill
also did not have the support of the American people or a single Republican in
either house of Congress. This is
not a bipartisan effort and people are tired of partisan politics. So despite any rhetoric, the truth is
the bill did not have the support of a large segment of the American
people. Even those in favor of the
bill need to realize that for success, people must be behind the
legislation. Those who passed the
bill, however, are betting that Americans will soon forget the whole thing or
that they can twist the truth and convince their constituents that it is in
their interest when it is not at all in the interest of the American people.
It is time
for the nation to come together to solve problems, but this bill just further
divides the American people. So I
hope that Americans will remember this in November of 2010 and vote out anyone
who supported this kind of jamming-down-the-throat-against-popular–wishes
type of legislation.
Also, beware
of anyone who says the bill can be ÒfixedÓ. It cannot be fixed because its basic concepts are
flawed. It needs to be repealed,
and a new discussion started on this important subject. Your
votes in ALL future federal elections should be based on whether the candidate
will repeal this legislation.
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